The State Bank of Pakistan (SBP) has revised its housing finance rules, introducing several changes that could make it easier for eligible buyers to purchase, construct or improve residential properties through bank financing. The revised framework includes a maximum housing finance tenure of 30 years, a 90:10 loan-to-value ratio, and updated requirements for property valuation and borrower...
Pakistan’s housing finance market has reached an important milestone, with outstanding housing finance crossing Rs293 billion as of June 30, 2026. According to State Bank of Pakistan (SBP) officials, the financing has benefited 65,414 borrowers, highlighting growing demand for formal home financing in the country. Commercial banks accounted for Rs262 billion of the total, while microfinance banks...
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