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State Bank of Pakistan

Housing Finance in Pakistan Crosses Rs293 Billion: What It Means for Homebuyers

Housing Finance in Pakistan Crosses Rs293 Billion: What It Means for Homebuyers

Pakistan’s housing finance market has reached an important milestone, with outstanding housing finance crossing Rs293 billion as of June 30, 2026. According to State Bank of Pakistan (SBP) officials, the financing has benefited 65,414 borrowers, highlighting growing demand for formal home financing in the country. Commercial banks accounted for Rs262 billion of the total, while microfinance banks...

SBP Clarifies PM Apna Ghar Home Loan Eligibility: Who Can Apply?

SBP Clarifies PM Apna Ghar Home Loan Eligibility: Who Can Apply?

Owning a home is a dream for many families, but rising property prices and limited access to affordable financing have made homeownership difficult for first-time buyers. To improve access to housing finance, the State Bank of Pakistan (SBP) has clarified the eligibility criteria for the PM Apna Ghar Home Loan programme, helping more citizens understand who can benefit from the government's...

State Bank Holds Interest Rate at 11%: Impact on Property Prices and Investments in Faisalabad

State Bank Holds Interest Rate at 11%: Impact on Property Prices and Investments in Faisalabad

The State Bank of Pakistan (SBP) has decided to hold the policy rate steady at 11%, signaling a cautious approach toward inflation control and economic stability. While this move is aimed at maintaining monetary balance, it carries a significant impact on Pakistan’s real estate market, especially in cities like Faisalabad, where investment activity and property development are closely linked to...