Pakistan’s real estate and housing sector is entering a new phase of development with the launch of the PM Apna Ghar Scheme. The government aims to make home ownership easier for low- and middle-income families while also improving the country’s housing finance system. Alongside affordable housing loans, authorities are now focusing on new legal reforms to strengthen bank loan recovery in...
Affordable housing has long been a major challenge in Pakistan, especially for low- and middle-income families. To address this issue, the Government of Punjab has introduced a digital interest-free housing model in 2026, aiming to make homeownership more accessible, transparent, and efficient. This initiative marks a significant step toward affordable housing in Pakistan by integrating technology,...
Housing affordability has become one of the most pressing challenges in Pakistan’s real estate market. Despite repeated government efforts to promote home ownership, the housing finance scheme Pakistan 2026 has failed to deliver the expected results. While the intention behind subsidized home loans is commendable, ground realities suggest that the scheme is struggling to gain traction among genuine...
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