The State Bank of Pakistan (SBP) has revised its housing finance rules, introducing several changes that could make it easier for eligible buyers to purchase, construct or improve residential properties through bank financing. The revised framework includes a maximum housing finance tenure of 30 years, a 90:10 loan-to-value ratio, and updated requirements for property valuation and borrower...
PM Apna Ghar Programme Allows NBFCs to Offer Home Loans is a major step toward improving access to affordable housing finance. Under the latest government initiative, eligible Non-Banking Finance Companies (NBFCs) can now provide home loans, expanding financing opportunities for individuals and families who dream of owning a home but face challenges in obtaining loans through traditional...
Owning a home remains one of the biggest dreams for many Pakistani families. However, rising property prices and limited access to affordable financing have made homeownership difficult for first-time buyers. SBP and FDA Fast-Track PM Apna Ghar Housing Loan Processing through a new collaborative initiative aimed at simplifying the approval process for eligible applicants. To address these challenges, the...
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