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SBP housing finance rules

SBP Revises Housing Finance Rules: What Property Buyers Need to Know

SBP Revises Housing Finance Rules: What Property Buyers Need to Know

The State Bank of Pakistan (SBP) has revised its housing finance rules, introducing several changes that could make it easier for eligible buyers to purchase, construct or improve residential properties through bank financing. The revised framework includes a maximum housing finance tenure of 30 years, a 90:10 loan-to-value ratio, and updated requirements for property valuation and borrower...