affordable housing

Punjab has approved major reforms to the rules governing private housing schemes, bringing renewed attention to how housing societies are approved, regulated and monitored across the province. The provincial cabinet has approved amendments to the Punjab Development Authority Private Housing Schemes Rules 2021 and revisions to the PHATA Affordable Private Housing Scheme Rules 2020. The government says...

Pakistan’s housing finance market has reached an important milestone, with outstanding housing finance crossing Rs293 billion as of June 30, 2026. According to State Bank of Pakistan (SBP) officials, the financing has benefited 65,414 borrowers, highlighting growing demand for formal home financing in the country. Commercial banks accounted for Rs262 billion of the total, while microfinance banks...

Pakistan’s housing market is facing a difficult challenge: millions of people need homes, while land, construction materials and property prices continue to make homeownership difficult for many families. As cities expand, the traditional model of building large houses on individual plots is becoming increasingly difficult to sustain. This is where vertical housing in Pakistan is gaining...

The federal government has announced a significant step toward improving affordable housing by expanding the PM Apna Ghar Scheme with new vertical housing projects. The move reflects a growing focus on providing modern, affordable homes in cities where rising populations and limited land have made traditional housing developments increasingly difficult. The introduction of apartment-style...

Owning a home remains one of the biggest dreams for many Pakistani families. However, rising property prices and limited access to affordable financing have made homeownership difficult for first-time buyers. SBP and FDA Fast-Track PM Apna Ghar Housing Loan Processing through a new collaborative initiative aimed at simplifying the approval process for eligible applicants. To address these challenges, the...

The real estate sector in Pakistan is witnessing a significant transformation as the government introduces comprehensive housing reforms aimed at boosting investment, creating jobs, and stimulating real estate growth. With the housing shortage estimated at over 10 million units, these reforms are not just timely they are critical for sustainable economic development and the welfare of Pakistani...